Terms of use

“The Lantern” Research SA – Via Cortivallo 12 – 6900 Lugano (CH)

Tel. +41 79 226 54 96 – subscriptions@finlantern.com

Agreement

By accessing the Website of FinLantern (www.FinLantern.com), a brand managed by “The Lantern” Research SA (TLR), or even accessing just one of the pages or products, services, information, software or any other material included, reported or described on it (the “Website”), you expressly declare that you have read, understood and accepted the following conditions and that you are legally bound by them. If you do not agree to these Terms, do not use our Website.

The TLR Privacy Policy forms an integral part of this Agreement and explains how personal data is collected and used by TLR and its partners, including in connection with the FinLantern Community and our events. By using the Website, You acknowledge that You have read the Privacy Policy and You warrant that all Data provided by You is accurate.

Local Legal Restrictions

The Website, as well as all of the information and functions contained therein, is not intended for persons or entities with citizenship, residence or temporary abode in a jurisdiction in which the distribution, publication, availability of or access to such information and functions runs counter to prevailing local laws or regulations, or would compel TLR to obtain any kind of licence, registration or authorisation which it does not currently have.

If you access the Website from any location outside Switzerland, or from Switzerland but you are not a Swiss citizen or permanent resident of Switzerland, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction, releasing TLR from any and all liability.

No Offer, No Advice, No Reliance, No Guarantee

All the statements, opinions or other matter contained in the Website are for information only and may not be construed as an invitation, offer or suggestion to buy or sell securities and/or any other financial instruments, consultancy or financial services, or to engage in transactions of any kind.

All of the contents of this Website are intended for general information purposes only; in no way do they constitute investment, legal, financial, tax or any other kind of advice, nor do they refer to the specific investment targets or needs of a specific person or entity.

TLR makes no representations or warranties of any kind, express or implied, about the accuracy, completeness, reliability, suitability or adequacy for any purpose of the Website or of the information, products, services, charts, pictures or functions contained therein or linked thereto.

When you access the Website you do so at your own risk, and you should make no judgment solely on the basis of the information accessed herein, directly or through any external link. The Website itself, as well as any of its contents or functions, is subject to change at any time without prior notice.

No Responsibility

To the extent permitted by law, TLR, its directors, management and personnel disclaim any liability, even arising from the actions of said directors, management and personnel, to anyone for any direct or indirect loss, cost, claim, disbursement, damage or whatever else, whether or not specified in a contract, including negligence, arising out of or related to the use of this Website or of any information and functions provided by or linked to it.

Intellectual Property Rights/Copyright

TLR and its content and service suppliers reserve all rights (including copyright, logos, trade marks, patents and any intangible property and other rights) in all information and contents (including all written texts, data, graphics and symbols) contained in the Website.

Individual pages and/or portions of the Website may be printed for personal or internal use only, provided that they are printed with all disclaimers and information concerning copyright or other property rights. In particular, you may not modify, copy, transmit, distribute, display, execute, reproduce, publish, license, transfer, exploit or extract any of the information contained in this Website, such as texts, graphics, images, videos, indexes, lists, databases, directories and programs, or any portion thereof, in order to create derivative or any other products or works, in any way whatsoever, for commercial or public purposes and with respect to third parties, without TLR’s prior explicit consent in writing; and you may not quote contents of the Website in order to create or draw up, directly or indirectly, any compilation, database or listing (by means of functions, automatic devices or manual processes), or create links pointing to the Website, without TLR’s prior explicit consent in writing.

We are the owner or licensee of all copyright, trade marks and other intellectual property rights in and to our Website and the information published on it. You acknowledge and agree that all copyright, trade marks and other intellectual property rights in all material, content or information supplied as part of the Website and/or the App shall remain at all times vested in TLR and/or its licensors.

Nothing in this Agreement grants You any right to use FinLantern’s logo, brand or trade marks on your website or elsewhere.

The Website

TLR reserves the right to modify, alter, change or withdraw any part of the Website, whether temporarily or permanently, with or without notice to You, and You confirm that any such modification, alteration, change or withdrawal by TLR shall be without any liability to You.

Acceptable Use Policy

You may use our Website only for lawful purposes. You may not:

  • use our Website in any way that breaches any applicable local, national or international law or regulation;
  • use any materials, data or information which you have obtained from the Website in any manner which, in TLR’s reasonable opinion, is derogatory, damages TLR’s reputation or takes advantage of it in any way;
  • use our Website in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
  • deep-link to any portion of our Website for any purpose without the prior written permission of TLR;
  • perform any automated use of our Website, such as, but not limited to, using robots, spiders or scripts to create Contributions or to extract any of the content of our Website by means such as ‘screen scraping’, ‘database scraping’ or otherwise;
  • violate the restrictions in any robot exclusion headers on this Website or bypass or circumvent other measures employed to prevent or limit access to our Website;
  • use our Website for the purpose of building a database, or use it for your own commercial exploitation by including it in your own activities and services, without obtaining the written approval of TLR in advance;
  • interfere with, disrupt or create an undue burden on our services or the network or services connected to our Website;
  • engage in, either directly or indirectly, or encourage others to engage in, click-throughs generated in any manner that could reasonably be interpreted as coercive, incentivised, misleading, malicious or otherwise fraudulent;
  • collect information from our Website and incorporate it into your own database or products; or
  • use our services to knowingly transmit any data, or send or upload any material, that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

The restrictions above do not apply to contact details that delegates choose to share with you through the event app or badge scanning, which you may use in accordance with the Privacy Policy and applicable data protection laws.

Registration at Events Promoted by FinLantern

Participation in events promoted by FinLantern is reserved for users registered with the FinLantern Community and is subject to providing the data requested at registration (such as name, company, job title and contact details), which is also necessary for organisational and security reasons. TLR reserves the right to assess registrations and to refuse admission to anyone who does not provide such data. The processing of this data is governed by our Privacy Policy; optional uses, such as the disclosure of data to the partners of an event where indicated on the registration page, do not affect participation. TLR undertakes not to use data reported as incorrect.

For events organised by FinLantern on behalf of third parties, registration data is passed on to the company for which the event is organised, as stated on the registration page and described in our Privacy Policy.

You can exercise your right to object to or prohibit the collection, use or publication of your personal data, including the right to refuse or withdraw your consent at any time and for any purpose, as well as the right to correct, complete or make unavailable your personal data (see the Privacy Policy).

The use of the services provided by TLR is not subject to any geographical limitation.

There will be a photographer and/or videographer at our events. The material may be used for future event show guides, on our websites or on our social media channels. If you do not wish to be filmed or photographed, you can tell our staff at the event or write to subscriptions@finlantern.com; on request, we will remove images in which you can be identified.

Browsing the Website implies acceptance of these Terms of Use. Registration with the FinLantern Community and for events also requires You to confirm, at the time of registration, that You have read our Privacy Policy.

Cancellation Policy

Please note that “Crazy Early Bird” and “Early Bird” tickets are not refundable in case of cancellation.

Standard tickets can be refunded if the cancellation is communicated at least 2 weeks before the event. Cancellations must be communicated by email to: subscriptions@finlantern.com

FinLantern Community

The FinLantern Community (http://community.FinLantern.com/) is the community tool of the FinLantern brand, operated by “The Lantern” Research SA (TLR), a Swiss-based company.

By registering with the FinLantern Community, even if you have been invited by FinLantern (as organiser of financial events), You expressly accept to be contacted by other professionals present on the platform. Any selection you make in connection with the platform shall be made under your own exclusive and full responsibility, and you fully discharge TLR of any liability in connection therewith. This also applies to the event app made available for FinLantern events, through which delegates, speakers, sponsors and partners may contact each other. Your profile is visible in the event app by default; you can hide it at any time, as described in our Privacy Policy.

As a Member (i.e. a user of our Website who has created an account) of the FinLantern Community, you may interact with other Members, who may be located in a country different from yours and who may be restricted by applicable legislation from marketing or offering certain services or products to you.

You understand and agree that other Members may therefore refuse to make contact with you, or to market or offer services to you, based on their own assessment of their compliance duties under (cross-border) regulations applicable to them.

TLR does not guarantee or represent that you will have full and unlimited access to all other Members through the FinLantern Community, and you acknowledge that you will have no recourse against TLR for any refusal or limitation of contact by any such other Members.

You acknowledge that TLR cannot (and does not) assess whether contacts (e.g. chats, calls, downloads of documentation, etc.) you may have with other Members occur in violation of regulations applicable to other Members or to yourself, and that TLR may not monitor contacts you have with other Members. You therefore accept and agree that TLR has no obligation to intervene in, or interrupt, such contacts. Notwithstanding the foregoing, TLR will not tolerate actions or contacts which are contrary to applicable regulations and retains the right, on becoming aware of such actions or contacts, to take any appropriate action, including immediately terminating access to the FinLantern Community for any Members involved and revoking access privileges without notice or compensation.

As a Member, you acknowledge that you must make your own assessment as to whether contacts, including meeting requests and offers of services or products you may propose to (or accept from) other Members, comply with applicable regulations. You hereby agree to comply with such applicable regulations and fully discharge TLR of any liability in connection therewith.

You acknowledge that you must make your own assessments, with the help of your own advisers where appropriate, in connection with offers of services or products, including investment products, which may be advertised to you through the FinLantern Community. You understand that services or products advertised to you may not be appropriate or suitable for you and/or may not even be legal for you to purchase or subscribe to, and/or may result, when accepted or subscribed to, in various financial and legal risks and possibly total loss. You acknowledge that TLR does not endorse or recommend any such products or services, does not in any way advise you in connection with such offers, and does not hold itself out in any way as your fiduciary in connection with such products or services. You fully discharge TLR of any liability in connection therewith.

Accuracy of Your Personal Information

You are responsible for periodically checking that any personal information and picture in your FinLantern Community profile is up to date and correct.

Moreover, You must protect and keep secret your password at all times and must not allow any third party, directly or indirectly, to use your membership, username or password.

Content Standards

These content standards apply when You make a Contribution to the Website. They apply to each part of any Contribution as well as to its whole.

Contributions must:

  • be accurate (where they state facts);
  • be genuinely held (where they state opinions); and
  • comply with applicable law in Switzerland and in any country from which they are posted.

Contributions must not:

  • infringe or promote infringement of any copyright, database right, trade mark or other intellectual property right of any other person (including promoting or offering pirated computer programs or links to such programs, information used to circumvent manufacturer-installed copy-protection devices, including serial registration numbers for software programs, rights management information or any type of cracking utilities);
  • contain intentionally false or misleading statements;
  • offer to buy, sell or broker an investment;
  • breach insider dealing regulations or confidentiality agreements;
  • involve commercial activities and/or sales without our prior written consent, such as contests, sweepstakes, group-buying, advertising or pyramid schemes;
  • be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence;
  • contain any material or link to material which:
    • is defamatory of any person;
    • is obscene, vulgar, offensive, hateful or inflammatory;
    • is likely to harass, upset, embarrass, alarm or annoy any other person;
    • is threatening, abusive or invades another’s privacy, or is likely to cause annoyance, inconvenience or needless anxiety;
    • contains or promotes sexually explicit material or violence;
    • promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation or age; or
    • is likely to deceive any person;
  • use invalid or forged headers to disguise the origin of any Contribution, or otherwise misrepresent yourself or the source of any Contribution;
  • use our Website to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam);
  • be used to impersonate any person, or to misrepresent your identity or affiliation with any person;
  • give the impression that they emanate from TLR or a TLR employee, administrator or moderator, or from another user of our Website; or
  • advocate, promote or assist any illegal activity.

Changes to the Terms of Use

TLR reserves the right to change these Terms at any time. Changes take effect upon publication on the Website; in the case of significant changes, we will notify registered users. We encourage You to review our Terms of Use regularly so that You are aware of any changes. Your continued use of any part of the Website following such changes shall be deemed to be your acceptance of the amended Terms. If You do not accept any such changes, You should stop using our Website.

If You have further questions about our Terms of Use, please send an email to subscriptions@finlantern.com.

Breaches and Termination

You agree that TLR may terminate your membership or the agreement constituted by these Terms (as TLR may choose) and restrict your access to the Website (or part thereof), without prejudice to any other rights or remedies that TLR may have, if TLR is of the reasonable opinion that you have breached these Terms or acted inconsistently with their spirit.

You agree to indemnify TLR against any and all actions, claims, costs, proceedings, losses, damages or liabilities arising from your use of the Website (including without limitation Contributions) and/or in relation to any information or data you use or access by means of the Website.

You acknowledge that a breach of these Terms may give rise to civil damages and criminal penalties. TLR reserves the right to take action against you to uphold these Terms and its rights, which may involve pursuing injunctive proceedings.

Venue and Applicable Law

These Terms of Use, explicitly read and approved by You, shall be governed by Swiss law. The sole judicial venue for all disputes, claims or matters which may arise under or in connection with these Terms of Use shall be Lugano.

Good navigation to everybody!

Last updated: 6 October 2026